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PetShield Insurance — Pet insurance startup

AI deployment blueprint for Pet insurance startup. Automates pet insurance ops using Stripe, Twilio, Supabase, Claude.

3 agents4 integrations25h freed/week2-3 weeks after ClaimsReviewAgent deployment10h setupSimple

AI Readiness Score

72/100
RUN
data maturity65

Claims data is structured but vet records vary in format. Historical data available for training models.

team capacity70

Startup team is agile and tech-savvy. Limited dedicated AI/automation resources but high motivation.

budget alignment75

Budget range supports automation initiatives. Strong ROI potential from claims processing efficiency.

automation readiness80

Claims processing is highly structured and rule-based, perfect for automation. Clear decision trees exist.

timeline feasibility70

3-6 month timeline is realistic for phased rollout. Claims automation can show quick wins.

integration complexity75

Existing tools have good APIs. Supabase provides unified data layer. Some vet system integrations needed.

How This System Works

Architecture

Event-driven automation system using Supabase as central data hub, Claude for AI analysis, and existing tools for execution. Claims flow through validation and review pipelines with human oversight for complex cases.

Data Flow

Claims enter through Supabase, trigger ClaimsReviewAgent for initial analysis. VetRecordValidatorAgent processes supporting documents. DynamicPricingAgent calculates premiums for new policies. All agents update central database and trigger appropriate notifications through Twilio.

Implementation Phases

1
Claims Automation4-6 weeks

Automate routine claim processing and approval

ClaimsReviewAgent
2
Document Validation5-7 weeks

Add automated vet record verification

VetRecordValidatorAgent
3
Pricing Optimization4-5 weeks

Implement dynamic pricing model

DynamicPricingAgent

Prerequisites

  • -Supabase schema optimization for claims data
  • -Claude API integration setup
  • -Claims processing rules documentation
  • -Historical data cleanup and preparation

Assumptions

  • -Current claims volume: 200-300 per month
  • -Average claim processing time: 45-60 minutes
  • -70% of claims are routine and automatable
  • -Existing team available for training and oversight

Recommended Agents (3)

How It Works

  1. 1
    Receive claim notification

    Webhook fires when new claim record created

    Supabase
  2. 2
    Extract claim details

    Fetch policy info, vet records, invoice data

    Supabase API
  3. 3
    Analyze claim validity

    Check against policy terms, verify treatment codes, assess documentation

    Claude
  4. 4
    Calculate coverage amount

    Apply deductibles, co-pays, and benefit limits

    Claude
  5. 5
    Update claim status

    Mark as approved, denied, or needs review with reasoning

    Supabase API
  6. 6
    Notify stakeholders

    SMS/email to customer and internal team

    Twilio

Data Flow

Inputs
  • SupabaseClaim details, policy info, vet records(JSON)
  • File uploadsVet invoices and medical records(PDF/Images)
Outputs
  • SupabaseUpdated claim status and review notes(JSON)
  • TwilioNotifications to customers and staff(SMS/Email)

Prerequisites

  • -Structured claims data schema
  • -Policy rules codification

Error Handling

warning
Unclear vet records

Flag for human review

error
API timeout

Retry with exponential backoff

warning
Invalid policy

Auto-deny with explanation

Integrations

SourceTargetData FlowMethodComplexity
SupabaseClaudeClaims data for analysisapilow
ClaudeSupabaseAnalysis results and decisionsapilow
SupabaseTwilioNotification triggerswebhooklow
DynamicPricingAgentStripePremium calculations for billingapimoderate

Schedule

0 6 * * *
DynamicPricingAgentDaily premium recalculation for renewals
*/15 * * * *
ClaimsReviewAgentCheck for new claims every 15 minutes

Recommended Models

TaskRecommendedAlternativesEst. CostWhy
Claims analysis and decision makingClaude Sonnet 4
GPT-4
$200-300/monthExcellent reasoning for insurance logic, good at following complex rules
Document OCR and validationClaude Sonnet 4
GPT-4 Vision
$150-200/monthStrong vision capabilities for document analysis and fraud detection
Pricing calculationsClaude Sonnet 4
GPT-4Claude Haiku
$100-150/monthMathematical reasoning and actuarial analysis capabilities

Impact

What Changes

Before
Claims adjusters manually review every submission, taking 45-60 minutes per claim
After
80% of routine claims auto-processed in under 5 minutes, adjusters focus on complex cases
Before
Vet record verification takes 2-3 days with manual calls and document review
After
Automated validation completed in 10-15 minutes with fraud detection
Before
Static pricing based on broad categories leads to mis-priced policies
After
Dynamic pricing considers 20+ risk factors for accurate, competitive premiums
Capacity Unlocked
Claims team can focus on complex cases and customer service instead of routine processing
Time to First Impact
2-3 weeks after ClaimsReviewAgent deployment

Quality Gains

  • Consistent claims evaluation criteria
  • Faster customer response times
  • Reduced pricing errors and disputes
25h freed up/week$450/mo estimated cost

Similar Blueprints

What's next?

This blueprint is a starting point. Fork it, remix it, or build your own.